Financial & Insurance

Cost

Forms-FinancialThe cost for your orthodontic care depends upon the severity of your condition. We will discuss fees and payment options prior to treatment. We offer in-house, interest-free payment plans with varying down payments and monthly payments. In addition, our practice is pleased to offer third-party financing with flexible payment plans from Lending Club. Through their website you can calculate potential monthly payment options or place an application, and decisions are available in seconds. For more information, just ask our team or visit lendingclub.com. We strive to provide quality, affordable orthodontic treatment.

Fees

To keep fees low, while still providing the highest quality care, we have established the following financial guidelines:

  • We extend a fee discount to patients making full payment upfront.
  • For your convenience, we can arrange for your payments to be made over a period of months. We accept payment by cash, checks, Visa, MasterCard and Discover.
  • Although, we make every effort to accommodate patients experiencing temporary financial difficulty, if your account becomes seriously delinquent, we will stop treatment.

Insurance

Your dental insurance plan may provide orthodontic coverage, but you may have to meet certain eligibility requirements. Orthodontic benefits differ from regular dental benefits. Typically, each plan offers a lifetime maximum benefit; however, in some cases, benefits renew each year. Orthodontic benefits are usually not paid within one payment. In general, partial payments are issued throughout treatment. We are a participating provider for Delta Dental, MetLife, and United Concordia. However, we will file claims with most other insurance providers. We’ll be glad to complete the insurance forms for treatment; however, our relationship is with you, not your insurance company. Please remember, you are responsible for any fees not paid by your insurance.

Lending Club Patient Financing

Our practice is pleased to offer flexible payment plans from Lending Club.

  • No initial payment and no payment for 3-7 weeks
  • Affordable Extended Plans with low fixed rates & low monthly payments
  • No prepayment penalty

You can calculate potential monthly payment options in a few short minutes. Decisions are typically available in seconds. For more information, just ask our team or visit lendingclub.com.